At present, individual personal loan is the main way

At present, individual personal loan is the main way

I have been involved in the personal loan industry for many years, personal loan and today I would like to talk about how customers who currently need a personal loan can obtain one.

1. Customers usually go straight to the bank if their terms are good. The bank manager will call the customer directly and ask if they need a personal loan. Banks are willing to give personal loans to wealthy people. The richer the bank, the easier it is to get a personal loan.

This segment of customers usually doesn't have to worry.

2. There are also some customers who are not qualified. If they can't get a personal loan from a bank, they have to go to anintermediary, usually online, or use the online platform personal loan. The most familiar ones are:

Alipay's personal loan, wechat's Wedai. personal loan Good customers have these personal loans. There is also one borrowed from other platforms.

3. Some business customers will ask their friends engaged in personal loan for recommendation, because we are familiar with them and will not worry about being cheated.

Some of them will leave a telemarketing method by using online information consultation and handle it through socialintermediaries, while others will directly accept the order and handle it through the phone of the intermediary.

Let's see what you can do through a middleman

Ask about the fee, usually only a service charge, 3% is a reasonable price, never pay 10% more.

The average customer knows very little about personal loan requirements. They will be charged whatever the intermediary saysand will charge a variety of fees. They already need money, but they are being charged a lot of money. The deeper they get in, the deeper they get in.

It's really heartbreaking.personal loan customers must have their own opinions and pay attention to their own analysis.

Find your own professional and reasonable institutions to recommend personal loan.

Now the Internet is becoming more and more developed, after a small personal loan, it should be completed through big data, and the chances of customers being cheated should be less and less.

The figure below is the personal loan intermediary of the credit point, and some people will get customers here.

Either way, make sure you ask and don't get scammed.

Hopefully help those who need a personal loan